Real estate intermediary industry credit collapse why consumers began Sohu news www.h4610.com

Real estate intermediary industry "credit collapse" why consumers began? Sohu news real estate intermediary industry "credit collapse" why consumers began? Shanghai City Consumer Protection Commission survey shows that only 11% of consumer satisfaction, up to 84.8% of consumers who use services encountered consumer disputes, but only 21.6% of consumers "dare" rights protection, what kind of industry so "wonderful"? The answer is real estate agencies. Intermediary companies black, weak regulatory authorities, industry credit "collapse", whether there is "antidote"? Consumers shed tears: "murder" dereliction of duty caused by the intermediary to the landlord Shoufu 70% 1629 property is three Court attachment. 23 days, Shanghai citizens Mr. Huang in Shanghai City Consumer Protection Committee held the real estate intermediary will be interviewed about the murder due to dereliction of duty caused by the chain of intermediary". Mr. Huang in August 2015 through the chain of 4 million yuan to buy a wedding room, before signing the contract, the chain of intermediary told Mr. Huang the name of housing mortgage loans, but the sellers of assets in good condition, and the chain of home with Mr. Huang confirmed that as long as the individual Shoufu can reach 70% or 2 million 800 thousand yuan, the transaction will not have any the problem. But Mr. Huang did not think that, after signing the contract, the chain home to inform the so-called "mortgage" was the total price of 3 million 400 thousand yuan of mortgage, which is a personal mortgage for 1 million yuan, another bank mortgage up to 2 million 400 thousand yuan. In order to prevent the risk, Mr. Huang also expressly stipulated that 2 million 800 thousand of the 1629 in the purchase contract must be used to repay the bank and personal mortgage first. When Mr. Huang paid Shoufu, the landlord has money for other purposes. Mr. Huang went to the creditor bank and found that the mortgage was overdue in March 2015 and was about to be seized. Subsequently, the Housing Court seized three consecutive Pudong, Shanghai Hongkou and erzhongyuan 2015 at the end of the year, in the whole chain of "cold treatment", Mr. Huang to a court ordered seizure run solution. The court resolved to seal up, how to do the bank? Worried about the termination of the transaction, the first payment of "capital", "the quick collapse" Mr. Huang had to accept 1 million 100 thousand yuan of loans provided by the chain of home areas, according to the requirements of the parents under the name of assets as collateral assets to the chain of home for credit guarantee. "Chain house integrity bankruptcy, I had a heart attack several times."!" Consumer Mr. Zhuang’s experience in the chain home is also quite wonderful. Mr. Zhuang took advantage of a set of 3 million 700 thousand yuan property, in January 9th through the chain home signed an intermediary agreement and pay 800 thousand yuan deposit. But before the formal signing of the agreement, the chain home to inform the house has 1 million 670 thousand yuan mortgage, property certificate can not be handled. Even more outrageous is that this mortgage is actually a chain of homes in the name of the staff loaned to the home, for its purchase of other real estate. In other words, in the premise of Mr. Zhuang unknowingly, the chain home to achieve a "room two eat, locked up home", Mr. Zhuang was home misappropriated 1629 has no news, the chain home will be more houses online sale again. In response to this chain of home, admit that there are service problems in Mr. Zhuang’s event, you can advance the deposit in advance, for the case of Mr. huang.

房产中介行业“信用塌方” 消费者为何敢怒不敢言?-搜狐新闻  房产中介行业“信用塌方” 消费者为何敢怒不敢言?   上海市消保委的调查显示,仅有11%的消费者满意,高达84.8%使用过服务的消费者遇到了消费纠纷,却只有21.6%的消费者“胆敢”维权,什么样的行业如此“奇葩”?答案是房产中介。中介公司黑、监管部门弱,行业信用“塌方”,究竟有无“解药”?   消费者声泪俱下:中介失职引发的“血案”   向房东首付了七成房款的房产被三家法院查封。23日,上海市民黄先生在上海市消保委举行的房产中介约谈会上讲述了由于链家中介失职引发的“血案”。   黄先生在2015年8月通过链家购买一套400万元的婚房,在签订合同前,链家中介告知黄先生该房屋名下有按揭贷款,但卖家资产状况良好,且链家方面与黄先生确认,只要个人首付能达到七成即280万元,交易不会有任何问题。   但令黄先生没有想到的是,签订合同后,链家才告知所谓“按揭”竟是总价340万元的抵押,其中一笔是个人抵押为100万元,另一笔银行抵押高达240万元。为防止风险,黄先生又在购买合同中明文规定280万的房款必须用于先偿还银行和个人抵押。   当黄先生支付了首付后,房东却将钱款挪作他用。黄先生前往债权银行更发现,房屋抵押已于2015年3月逾期,即将查封。随后,这套房屋在2015年年底连续被浦东、虹口及上海二中院三家法院查封,在链家全程“冷处理”的情况下,黄先生去三家法院跑程序解查封。   法院解查封了,银行怎么办?担心交易终止、首付款“血本无归”,“当时快崩溃了”的黄先生不得不接受了链家方面提供的110万元贷款,按其要求将父母名下资产作为抵押资产交给链家方面作信用担保。   “链家诚信破产,害得我心脏病发作了好几次!”消费者庄先生在链家的遭遇也颇为奇葩。庄先生看中了一套370万元的房产,在1月9日通过链家签订了一份居间协议并支付80万元定金。但在要正式签订协议前,链家才告知房屋有167万元的抵押贷款,房产证无法办理。更离谱的是,这笔抵押贷款竟然是链家以工作人员名义借给上家、以供其购买其他房产的。也就是说,在庄先生不知情的前提下,链家实现了“一房两吃、套牢上下家”,庄先生被上家挪用的房款迟迟没有消息,链家更将房源再度上网售卖。   对此链家方面回应,承认在庄先生的事件中存在服务问题,可以先行对定金进行全额垫付,针对黄先生的案例则称交易已经完成,对两个案例中公司应该承担何种责任只字不提。   上海市住建委24日回应,初步调查发现链家门店存在不规范的经营行为,目前已经开展正式调查。调查期间将暂停涉事门店和经纪人员的网签资格,调查结果将向社会公布。   买房总被“坑” 房产中介行业身陷信用危机   上海市消保委的体察显示,房产中介行业还存在虚标房价、隐瞒房产真实信息等问题,高达56%的房源与网上宣传不符。记者在上海市普陀区某小区实地走访发现,被21世纪不动产中介描述为“处于小区中心、三室两厅”的房源实际是处于小区边临近马路、三房一厅的房源,所谓的第二个厅是房东自己将露台封闭改建的。   而福美来房产中介在记者看房后称,在网上宣称“满五唯一”总价600万元的房源,房东“临时买了套房子”不再“唯一”,价格也要调价到650万元还要求现金付款。   在二手房日渐成为消费者购房主流的今天,行业中的大型公司尚且信用堪忧,房产中介行业整体更是面临着全面的“信用塌方”。来自上海市消保委的数据显示,2015年房产中介服务投诉量达到794件,较2012年增长184%。如何才能做到买房不被中介“坑”,上海消费者胡女士绕过中介自己包办所有事的做法值得借鉴。   胡女士在上海房地产交易中心的存量房交易服务平台上看到合意的房源后,与上家联系,在此后的查抵押、签合同、审税等全过程中亲力亲为,仅在一些小的环节上购买服务,她购买的价值数百万元的房产按照中介2%的“市场价”需要支付近10万元的佣金,但她最终只花了几分之一的钱就成功搞定。   根据介绍,存量房交易服务平台上,消费者可以完成从交易信息上网挂牌到产权、资金交割的所有手续,可以自愿选择平台上的金融、经纪、评估、公证、担保、保险、房贷等服务机构提供的专业服务,可以利用该平台提供的真实交易信息规避信息不对称所造成的欺诈行为,可以利用平台提供的监控系统来规避房地产交割的风险,还可以即时跟踪交易状态。   然而,像胡女士这样的“幸运儿”并不多。消保委在体察中发现,消费者对交易服务平台的知晓率仅有四成,在房地产交易中心内询问工作人员如何在这一平台挂牌时,有工作人员直言“不知道可以网上挂牌”,还有工作人员称“平台浏览量太小”,苦劝消费者不要在此挂牌。   权益受侵害,究竟该找谁?   面对房产中介乱象,大量消费者选择“忍气吞声”。消费者为何不追究?当权益受到损害时,究竟应该如何维权?   【不敢追】“全家的身份证、户口本、现在的住址和新房的住址中介都有,我讲起这样的经历气得浑身发抖,可是哪敢真的投诉?如果打击报复,中介连孩子将来就读的学校都知道!当面都想打我,背后谁知道会做什么事?!”上海市民黄小姐不久前通过太平洋房屋中介公司购买学区房的经历非常不愉快,中介在交易过户时以密钥要挟突然要求支付额外的佣金还企图与黄小姐发生肢体冲突,出于自身安全考虑,她不得不选择了“忍气吞声”,只能在朋友圈“吐槽”。   【追不了】记者拨打了上海住建委的热线被告知,涉及中介的投诉需要找房产交易中心的热线电话,但房产交易中心称自己只受理针对交易中心本身的投诉,不受理中介投诉。   在上海市消保委约谈现场记者也看到,发送约谈公函的20家中介公司中,仅有11家派代表现身,包括太平洋房屋等中介公司直接“玩消失”。   【罚无门】上海市住建委房地产市场监管处相关负责人说,房产中介行业由以前的准入制改为备案制,作为行业监管部门,住建委并没有执法手段和执法部门,一般只能通过交易过户环节的密钥上进行一定程度的监管,对中介的种种违规行为缺乏有效的监管手段。   与此类似,上海房地产经纪协会相关工作人员也表示,尽管协会一直以来都在进行诚信方面的培训和宣传,但协会本身并没有执法权限,对无良企业缺乏监管能力,接到投诉后也只能协调两方处理。   上海沪中律师事务所高级律师董敏华指出,二手房交易市场中消费者长期处于信息不对称,对中介机构又缺乏监管,在呼吁净化市场之余,建好政府主导的免费服务平台的意义就更为重要。相关的主题文章: